Loan Repayment Assistance Program

The 2016 Loan Cycle closed with the completion of Friday, September 30, 2016. Newly selected and renewal participants in the 2016 LRAP cycle are required to return their completed Executive Director Certification for fall 2016 (April 01, 2016 through September 30, 2016) for the second check disbursement by Tuesday, November 01, 2016.

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The necessary forms and this year's LRAP Program Description are provided for your reference.

Should you have any questions or need assistance, please contact the LRAP Coordinator at LRAPcoordinator@lsc.gov.

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Overview

Attorneys who are selected to participate in our loan repayment assistance program receive loans of up to $5,600 per year for up to three years if they remain eligible and if funding is available.

Participating attorneys must use our loan repayment assistance program to pay qualifying law school loans and accrued interest, and must meet all terms and conditions of our loan repayment assistance program.

The debt to LSC will be forgiven at the end of each loan term so long as the participating attorney remains employed in good standing with our grantee throughout the term. Participating attorneys are expected to remain with our grantee for three years.

The Herbert S. Garten Loan Repayment Assistance Program, established in 2005, is funded by a Congressional appropriation.

Eligibility

Attorneys who wish to participate must be employed by one of our grantees and meet certain requirements, such as having a total outstanding debt of at least $75,000.  

Participating attorneys must use our loan repayment assistance program to pay qualifying law school loans and accrued interest and must meet all terms and conditions of our loan repayment assistance program.

Using a lottery system, we make loans of up to $5,600 to approximately 70 eligible attorneys each year. The actual number of loans made each year depends on funding levels.

How to Apply

Attorneys who wish to apply can do so through our online application system, which is available in February each year. Visit  How to Apply for information about creating an online ID and password, and for more program information.

Reporting, Compliance Requirements & Applicable Law

This section does not apply to loan repayment assistance loans to individuals.

Current Grants

In 2015, we awarded 80 legal aid attorneys a total of $1 million to assist them with student loan debt.

Learn more about how loan repayment assistance programs can help your organization retain quality legal talent and encourage public sector work.

Submission Deadlines

  • The deadline for return of completed ED Certification forms for the second disbursement period is Tuesday, November 01, 2016.