How to Apply for the Loan Repayment Assistance Program
LSC's Loan Repayment Assistance Program loans are provided for up to three years. New and returning applicants must submit a full application each year.
Loan Repayment Assistance Program (LRAP) loans are provided for up to three years. Attorneys selected for the program may receive forgivable loans for up to three (3) years depending on eligibility and available funding. An attorney's participation in the first year of the LRAP is based on eligibility demonstrated in the initial application and selection. To participate for a second and third year, the attorney must submit a new application each year, demonstrating continued employment with the same LSC grantee and other eligibility requirements.
2024 LRAP applications will open in GrantEase on Friday, June 23, 2023, and the application deadline is Wednesday, August 23, 2023, at 11:59 pm ET.
Applicants must be an attorney who is employed full-time or has a job offer from an LSC grantee organization with a start date of October 1, 2022, or earlier, as a licensed attorney as that term is defined by the LSC grantee.
Applicants must remain employed full-time and in good standing with the LSC grantee organization for the entirety of the LRAP loan term for which they are applying (the current cycle is from October 1, 2023, to September 30, 2024).
Applicants must have a reasonable expectation of employment at the LSC grantee organization for three years beginning with October 1, 2023, to September 30, 2026. Applicants who are in a Fellowship or special grant funded attorney positions may apply provided they have a reasonable expectation of continued employment for the full three years.
Applicants cannot have been employed as an attorney by the employing LSC grantee for more than five years (60 months cumulative).
Applicants must have a total outstanding debt of at least $75,000 in eligible law school loans.
An applicant’s net worth may not exceed $35,000.
An applicant may not have: (1) previously received LRAP loans covering 36 months or more (cumulatively); or (2) defaulted on a previous LRAP loan; or (3) included a previously received LRAP loan in any bankruptcy filing as a dischargeable debt.
Submitting Law School Loan Documentation
To complete the application, ALL applicants must upload current law school loan documentation to the Attachments Tab > Attachments Section of the application record in GrantEase.
Applicants are required to pull their loan documentation from Federal Student Aid, which will provide guidance on how to create an FSA ID with the Department of Education. Applicants can view their complete loan information, including a breakdown of all their loans (and a history of any loan consolidation). Applicants can find detailed information about accessing their loan documentation and which documents to submit in GrantEase in the 2024 LRAP Application Guide.
The LRAP application is not complete until the applicant has uploaded their current loan documentation AND clicked Submit Application
Prior to accessing the application, new applicants must register in GrantEase and create an individual user account.
All applicants need to have an account in LSC’s grants management system, GrantEase. New applicants will have to register for an account in GrantEase and returning applicants can use the same login information from prior applications. Please note it may takefrom 3-5 business days to complete the GrantEase account process.
Applicants who already have an account from prior LSC LRAP years can access their account using the credentials previously created and can log in to update contact information. If you are locked out of your account, please email GrantEaseSupport@lsc.gov and someone will help you log in.
Applicants who do not already have an account will be required to create an account in GrantEase, LSC’s grants management system, following these steps:
1. Go to www.grantease.lsc.gov.
2. In the top right-hand side of the screen, click on REGISTER.
3. Select INDIVIDUAL. Please do not click on Organization.
4. Click on BEGIN REGISTRATION.
5. Enter your LSC grantee organization name (you can use the search tool to find name)
6. Enter your LSC grant ID number. Use this list to find your LSC grantee’s ID: LSC's Grantees Six-Digit ID's
7. Enter the Applicant Information, including name, address, phone numbers, and email addresses.
8. If you are unable to add your name, this may be because you are not listed as a staff member in GrantEase, which could be because you
have started after January 1. If this is the case, please reach out to LRAP@lsc.gov and we work with you to ensure you are added.
9. Once finished adding information, check for accuracy and click SAVE and CONTINUE.
10. You will receive a notification email about the status of your registration and next steps.
NOTE: It may take 3-5 days for new applicants to complete their GrantEase individual user registration. Please plan accordingly.
Returning applicants for the 2024 grant cycle should have received an email about the 2024 LRAP cycle on June 23, 2023. If you did not receive this email, please check your spam and trash folders before reaching out for assistance at LRAP@lsc.gov.
Returning applicants will need to submit a full application and demonstrate continued employment with the same LSC grantee and continue to meet other eligibility requirements. There is no guarantee that an eligible attorney will receive funds for a second or third year. Returning applicants should refer to the 2024 LRAP Application Guide for more information about eligibility, the LRAP process, and applying for an LRAP award.