Loan Repayment Assistance Program

The 2020 Loan Application Cycle closed on Wednesday, May 13, 2020 at 5:00 PM Eastern Time after a 30-day extension due to the COVID 19 pandemic. All received applications are being reviewed.  All applicants who submitted an application for this cycle will be notified shortly as to their selection and continuing eligibility.

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Selected and renewal participants in the 2020 LRAP cycle are required to return completed forms {Executive Director Certification for spring 2020 (October 01, 2019 through March 31, 2020) and Promissory Note for 2020} for the first check disbursement by the following dates:

Renewal Participants     August 20, 2020

New Participants           August 20, 2020

The necessary forms will be provided via an Adobe e-Sign process directly to the necessary parties for their completion.  Promissory Notes to the Participating Attorneys and ED Certification forms to the program executive director or otherwise appointed designee.  These communications are coming shortly and will be accompanied by step-by-step instructions, which are also posted here.

Should you have any questions or need assistance, please contact the LRAP Coordinator at LRAPcoordinator@lsc.gov.

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Overview

Attorneys who are selected to participate in our loan repayment assistance program receive loans of up to $5,600 per year for up to three years if they remain eligible and if funding is available.

Participating attorneys must use our loan repayment assistance program to pay qualifying law school loans and accrued interest, and must meet all terms and conditions of our loan repayment assistance program.

The debt to LSC will be forgiven at the end of each loan term so long as the participating attorney remains employed in good standing with our grantee throughout the term. Participating attorneys are expected to remain with our grantee for three years.

The Herbert S. Garten Loan Repayment Assistance Program, established in 2005, is funded by a Congressional appropriation.

Eligibility

Attorneys who wish to participate must be employed by one of our grantees and meet certain requirements, such as having a total outstanding debt of at least $75,000.  

Participating attorneys must use our loan repayment assistance program to pay qualifying law school loans and accrued interest and must meet all terms and conditions of our loan repayment assistance program.

Using a lottery system, we make loans of up to $5,600 to approximately 125 eligible attorneys each year. The actual number of loans made each year depends on funding levels.

How to Apply

Attorneys who wish to apply can do so through our online application system, which is available in March this year. Visit  How to Apply for information about creating an online ID and password, and for more program information.

Reporting, Compliance Requirements & Applicable Law

This section does not apply to loan repayment assistance loans to individuals.

Awards

In 2019, we awarded 125 legal aid attorneys a total of $1.5 million to assist them with student loan debt.

Learn more about how loan repayment assistance programs can help your organization retain quality legal talent and encourage public sector work.

Submission Deadlines

  • The deadline for the return of completed Promissory Notes and ED Certfiication forms for the 1st disbursement of 2020 is Thursday, August 20, 2020.